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Bank On It |
Draft Music-Based Messaging Prototype Performed By: Keith Holland & Steven J. Logwood
Program Producer:
Keith
Holland
& Steven
J. Logwood |
 Financial Education Song Concepts |
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PERSONAL FINANCE
The Bounce (Balancing Checkbooks) For A Sunny Day (Saving) When You Get There (Retirement) Make It Grow (Investments) Wall Street Soul (Stocks and Bonds) For A Rainy Day (Insurance) The Family Plan (Budgeting) Career Cool (Employment Plan)
Hip Hop O Nomics (Macro/Micro Economics) Hip Hop Wall Street (Stocks and Bonds) The Rhythm of Debit and Credit Part I - In the Red (Loss) Part II - In the Black (Profit) The Balance Sheet Projection (Budgeting) |
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Bank
On It Intro You know it's important to learn about the services and functions of a bank You need to know how to choose the one that’s right for you The steps to take to open a bank account And the right person to talk when you need service. Chorus It's a safe place for you to put your money – And you can - Bank On It When you need a loan to buy a car or home - Why not - Bank On It? Verse 1 Can you tell me what comes to mind when you hear the word bank? Ooh - Where do think you should put your money? Don't you need a safe place? Oh - I can tell you there's a bank close to you - To keep your money and lend you money too It's important to learn about the services of a financial institution Chorus It's a safe place for you to put your money – And you can Bank On It When you need a loan to buy a car or home - Why not Bank On It? To cash a payroll check – or write a personal check - or use the ATM – Just Bank On It A Bank Account is a Money Smart Way to a positive future Verse 2 There are three major types of financial institutions Regular banks, Savings Thrifts and a Credit Unions A bank makes loans, and pay checks, with deposits and Thrifts lends money to people to buy houses Credit Unions are member-based that are non-profits Repeat Chorus Breakdown Verse 3 Opening and maintaining a bank account is easy
You need a checking
account because it helps you to pay your bills
And you should open a savings account So that you can begin to save, earns interest and grow your money. You'll have to go through Account Verification Because the bank has to make sure - you are who you say you are And that you'll be will be a responsible customer.
Next, deposit some money into your account And, once the funds are clear they will be available for you to make transactions As you utilize your account you'll want to monitor your monthly statements Keep track of your balance, interest you've earned and fees you've been charged. Remember some banks may charge fees for services such as Debit Cards, Money orders, telephone and online banking Repeat Chorus |
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